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VOL. 1, ISSUE 2 (2025)
Evaluating the long-term impact of microfinance loans and micro insurance on entrepreneurship, household resilience, and poverty reduction
Authors
Dr. J Sindhu, Dr. G Tamilmozhi, S Ismath Fathima, M Vigneshwaran
Abstract
This paper examines
how microfinance loans and micro insurance contribute to long-term
entrepreneurship development, household resilience, and poverty reduction.
Drawing upon interdisciplinary literature and empirical evidence from
developing economies, the study explores the mechanisms through which financial
inclusion affects economic behavior, risk management, and social outcomes.
Findings suggest that while access to microfinance and micro insurance
generally improves business sustainability and household coping strategies,
impacts vary significantly depending on program design, socio-economic context,
gender dynamics, and complementary support services. The paper concludes with
policy implications and recommendations for enhancing effectiveness.
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Pages:177-179
How to cite this article:
Dr. J Sindhu, Dr. G Tamilmozhi, S Ismath Fathima, M Vigneshwaran "Evaluating the long-term impact of microfinance loans and micro insurance on entrepreneurship, household resilience, and poverty reduction". International Journal of Applied Review
, Vol 1, Issue 2, 2025, Pages 177-179
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